Parents magazine has a list in its July, 2008 edition with “5 Totally Unsafe Car Moves.” Their top 5: Climbing into the backseat, while the car is moving; Picking up your baby while the car is moving; Traveling with pets…
Posts Categorized In: Auto Insurance
Liability: How is it determined?
In yesterday’s post, I wrote about the proper investigation of an insurance claim: coverage, liability, damages. I am going to expand more on liability today. (Coverage is a lot more complicated. Liability is a better starting point for lay readers.)…
Insurance Claims: An Overview of the Investigation
I get a lot of people who have questions about an insurance claim and do not understand why the claim is handled in a certain manner. Sometimes, the potential client has misunderstood. Sometimes, the adjuster has made a mistake. Sometimes,…
Uninsured and in a collision: What happens?
What happens if you are in a collision and you have no insurance? Here is the story of how things happen. Driver A (the other guy) turns a claim in to his insurance company. They pay for his damage. They…
New York Times: Insurance Coverage Article
The New York Times wrote a great piece on car insurance for modified cars. (Look for the quote from me.) The introduction to the piece sums it up nicely: Few drivers realize that aftermarket parts are generally not insured, so…
Copies of Insurance Policies
This is a fascinating topic for me. It came up in the course of an interview I gave to a reporter on a topic. (I will leave that for another time, after the article is published.) We discussed how you…
Good news for Allstate customers?
No, they haven’t decided to start paying claims quickly and for a fair amount. That would be like a Lewis Carroll fairytale. Rather, the Dept. of Insurance has ordered Allstate to cut rates by 15%. Allstate had requested permission for…
FAQ: Where does 1/3 of the settlement go?
I have been asked lately about how a settlement breaks down. A lot of people seem to think that there is about 1/3 of the settlement that they never see. Let me see if I can help. When you settle…
Telemarketers and Collisions: YUCK!
Well, I was going to use a stronger word, but decided against it since this is a family blog. WOAI in San Antonio has a story on its website about telemarketers who call people who have been in collisions and…
Driving Don’ts
While driving around over the last few days, I have seen some really bad driving. And by bad, I mean really, really bad driving that should have people’s licenses taken away. So, with that in mind, I am going to…