I really like watching the television ads from GEICO, Progressive, Allstate, and company. Allstate claims that people who switch to Allstate save an average of $300 plus per year. GEICO can save you 15% or more. 21st Century will save…
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Prop 213 seems to be spreading
I guess before I tell you about how Prop 213 is spreading, I should explain Prop 213 to you. Basically, if you do not have insurance on your vehicle when you are involved in an accident, you are only allowed…
Homeowners Insurance Basics
Now that we covered some of the basics of an auto insurance policy, what about homeowners insurance? If you own a home, and have a mortgage, you are required to have homeowners insurance. There are no two ways about it….
Insurance help from your attorney?
Thats right, your attorney can help you get insurance. Actually, if you run a small business or if you have an attorney, you should consult with the attorney before you buy insurance. Why? Very simple. Your attorney will be, or…
Automobile Liability Insurance: A Primer
A few days ago, I posted about automobile insurance. I gave just a brief introduction to first party coverages, in other words, coverages where your insurance company pays you. We discussed the promise that you buy in first party coverages….
Insurance companies and disasters
Okay, I admit my bias. I am a personal injury attorney. I am a trial lawyer. As a trial lawyer, I spend most of my day arguing with insurance companies. However, for 8+ years, I made my living as an…
Fun, er Odd Insurance Information
Okay, so we will take a break from the heaviness of insurance. After all, you dont want to read about buying insurance all day, and I dont want to write about it. So, here are some odd, or fun, depending…
Where to buy auto insurance
I was reading an interesting article today from New York. Some New Yorkers want to have access to sample quotes from the Department of Insurance. In California, we already have this. While I am not a huge fan of the…
What is automobile insurance?
Since we are going to talk about insurance, what is it? Why should you spend time reading about insurance? Dont you just call your local agent and he or she tells you what to buy? Since insurance is a very…
Why cant we all buy the same insurance?
I recently came across a post at this site: http://www.insurance-weblog.com/all_other_insurance/001176.shtml The post is entitled “Why Everyone Needs Liability Insurance.” A more proper title would be “Why everyone does not have the same insurance needs.” The author has a $1,000,000 umbrella…