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Do not miss your treatment

February 14, 2014 by Jonathan Stein

When you get in an accident, you may be injured. You may know it right away, or you may not.

At the time, you may not believe you are injured. However, you may then develop pain. You decide to go to the doctor and the doctor prescribes a course of treatment. What happens if you have a “gap” or break before you begin treating?

You may have a pretty good size gap in treatment. This gap will cause the insurance company to deny your claim or make you go through the litigation process to resolve your case. The insurance company generally views a gap in treatment negatively. There may be all types of reasons you have a gap in treatment. It could be due to a family emergency, work, or some other issue. Those are all very valid reasons to miss treatment and if you can explain it, then it will not affect your case.

However, sometimes, it is a result of someone not being as injured as they thought. They skip a few appointments and then, all of a sudden, they have a 6 or 8 week gap in treatment. Then you may have problems.

When this happens, you can understand why the insurance company may look dimly on this. The moral of this tale: after an accident, go to the doctor even if it is just for a checkup. Go to all of your future appointments and do your best not to miss appointments. It is in your best interest.

If you are going to miss an appointment, document the reason why you are going to miss it. Keep track of this in writing so you can explain it to your attorney and your attorney can explain it to the insurance company!

Categories: Auto Insurance, Claims, Consumer Issues, Insurance Operations, Law, Personal Injury Tags: auto accident, auto collision, auto crash, auto insurance, car accident, car collision, car crash, collision, doctor, gap, gap in treatment, injury, insurance company, medical bills, medical treatment, personal injury, treatment

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