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5 secrets from a former insurance adjuster

June 21, 2013 by Jonathan Stein

Okay, so maybe you have always wondered what goes on inside an insurance company. Sadly, not much. But, there are some things you should know.

1.INSURANCE COMPANIES TRACK EVERY CLAIM YOU ARE INVOLVED IN

Yes, they track EVERY claim, including the amount of your treatmentand the amount of the settlement. They track you by your date of birth andsocial security number. They do not need this information to settle the case,but it provides them with a unique number to track you in their database.

2. INSURANCE COMPANIESACCEPT CHIROPRACTIC TREATMENT – AND SOME EVEN OFFER IT AS A BENEFIT TOEMPLOYEES
Insurance companies offer chiropractic as a benefit to their employees. Despitetheir complaints about chiropractic treatment, adjusters accept it asreasonable treatment that helps!

3. YOU CAN GET YOUR CAR FIXED ANYWHERE!

The insurance company will try to direct you to a place to fix your car.You can get it fixed anywhere. Pick a bodyshop that is recommended by a friend.

4. YOU DO NOT NEEDTO GIVE A RECORDED STATEMENT

Insurance adjusters will ask you for a recorded statement.You do not need to give them one.

5. YOU DO NOT NEED TO SIGN AMEDICAL AUTHORIZATION

The insurance adjuster wants to get all of your medicalrecords. It is none of his or her business. You can get your own records andprovide them to the adjuster.

Categories: Auto Insurance, Claims, Current Affairs, Hiring an attorney, Insurance Operations, Personal Injury Tags: auto accident, auto collision, auto crash, bodily injury, car accident, car crash, chiropractic, collision, injury, insurance company, medical record, motor vehicle accident, motor vehicle collision, MVA, MVC, property damage, total loss

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