I wish I could claim credit for the creative title, but I am borrowing it from the Dallas Morning News and Pamela Yip. Ms. Yip has a great column on making sure you don’t let debt collectors bite, even though…
Posts Categorized In: Rosenthal FDCPA
California Debt Blog: Sample Validation Letter to Debt Collector
I have had a lot of people calling lately asking what to do when a debt collector sends the first letter. By law, you have 30 days to dispute the debt and ask for validation of the debt. You should…
California Debt Blog: FAQ: Where can I be sued?
I have a credit card debt. The debt collection company is located across the country and told me they are suing me there. Can the debt collector sue me somewhere other than where I live? A: This question deals with…
California Debt Blog: Zombie Debt: A real life story
I have written before about zombie debt. This is a debt that is not owed but debt collectors try to collect on. Here is a story from an emailer about her zombie debt: I owed money to a Macy’s card…
California Debt Blog: Midland Funding
I admit it. I am amazed at Midland Funding. They file an awful lot of lawsuits. At least, they do in Sacramento County. At my last count, they had filed over 50 lawsuits in Sacramento County alone in March, 2009….
California Debt Blog: Debt Collector Posted on Myspace
Yes, a debt collector posted about someone’s debt on Myspace. The collector decided it would be a good idea to post something on the debtor’s Myspace page about the debt. This is a violation of the FDCPA. The only thing…
California Debt Blog: Death Does Not Stop the Collector
The NY Times has a fascinating story about a debt collection firm in MN that calls the relatives of deceased people asking for money on old debts. This is horrible. It is an outrage. There is no good reason for…
California Debt Blog: Debt Collectors Want to Avoid You
Somehow I got on the mailing list of a company that assists debt collectors. I don’t know how, but I got 6 emails from them yesterday. Then, two more today. The emails were all the same. The gist of the…
California Debt Blog: California Court Approves Class-Action Lawsuit Against Debt Collector Accused of Abusive Tactics
Here is a press release I received from Public Citizen. I am forwarding it to you in case you were a victim of ACCS. WASHINGTON, D.C. – A California court has ruled that almost a million consumers who were victims…
California Debt Blog: New trend: Trying to collect on non-recourse loans
I have come across a new trend and I need to alert you to it. Debt collectors are trying to collect on non-recourse loans. Let me explain. When you take out a mortgage, any mortgage you use to purchase the…