Yes, a debt collector posted about someone’s debt on Myspace. The collector decided it would be a good idea to post something on the debtor’s Myspace page about the debt. This is a violation of the FDCPA. The only thing…
Posts Categorized In: Legal Process
California Debt Blog: Read Closely – and then ask questions
I have warned you time and again about being careful of working with non-attorneys for a loan modification. Well, now a new warning: if you talk to anyone besides an attorney and they claim they are working with an attorney,…
California Debt Blog: Life After Foreclosures
Dana Howard of News10 ran a story last night about life after foreclosure. The consensus was that there is life after foreclosure for most people. While some lenders will not give you a new mortgage right away, you will be…
California Debt Blog: DIY Modifications
I keep getting calls from people who are trying to get modifications by themselves. These folks usually have a few things in common: They make under $70,000 per year; They own homes that were bought for $400,000 or more; They…
California Debt Blog: FAQ: Should I pay a store credit card?
Q: I have a credit card with a store that is going out of business. I have read on the internet that I should stop paying my credit card. Is this true? A: NO! Do not stop paying your credit…
California Debt Blog: FAQ: I am a renter and my landlord has been foreclosed on.
Q: I am a renter and I think my landlord has been foreclosed on. Help! A:How can I find out if my landlord still owns the condo or it is foreclosed on? Go down to your county recorder. Give them…
California Debt Blog: Be Wary of Attorney Based on Services
Remember on the 12th I wrote about being cautious with mortgage rescue companies? Well, you also need to be careful with attorney-based services or services with attorneys on staff. Diane Karpman, an ethics attorney who writes for the California Bar…
California Debt Blog: Hiring a mortgage rescue solicitor
Jim Wasserman at the Sacramento Bee has a great article today about hiring a mortgage rescue solicitor. The gist: be careful. Jim points out that most mortgage rescue solicitors cannot be paid in advance. Jim explains that the DRE has…
California Debt Blog: Are you not getting paid?
I have had a rash of calls lately about people working who are not getting paid. It is a sad state of affairs, but in today’s economy, it is not uncommon. So, what do you do? The easiest thing to…
California Debt Blog: Mortgage Modifications: Why the system is still struggling
Since so many people have asked, here is why, in my opinion, the system is struggling with mortgage modifications and an explanation of how we got here inthe first place. What is so hard? Lenders, looking for new sources of…