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Posts Categorized In: Law

FAQ: My adult child was in an accident. Can I be liable?

February 13, 2007 by Jonathan Stein

Q: My adult child was driving a friend’s car when he was involved in a car collision. He lives at home with me. Can they sue me? A: Generally, no. In California, the owner of a car can normally be…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ, Law, Personal Injury

FAQ: I was sued. Do I file an answer?

February 12, 2007 by Jonathan Stein

Q: I was in a car accident. I am now being sued for personal injury. Do I file an answer? A: First, give this to your auto insurance. It is why you pay them. Let them deal with it. Second,…

Categories: Auto Insurance, Insurance and Claims FAQ, Law

FAQ: Do I have to pay back my ERISA insurance?

February 5, 2007 by Jonathan Stein

Q: I was involved in an accident. My health insurer paid for my bills. This is an ERISA plan. Do I have to pay them back? A: ERISA plans are employer provided plans. In this case, it would be a…

Categories: Claims, Insurance and Claims FAQ, Law, Personal Injury

FAQ: Can I be sued for my spouse causing an accident?

January 31, 2007 by Jonathan Stein

Q: My spouse is an alocholic. Can I be sued if he causes an accident? A: Yes. You can be sued up to the statutory limit if you are a registered owner of the car. If, however, they can prove…

Categories: Auto Insurance, Insurance and Claims FAQ, Law, Myths

Buying Wrecked Cars

January 30, 2007 by Jonathan Stein

I tell my clients that once their car has been in a wreck and declared a total loss, they should give it to the insurance company. The car will never be fixed to your standards again so why deal with…

Categories: Auto Insurance, Consumer Issues, Current Affairs, Law

Don’t pay someone at the scene of an accident

January 23, 2007 by Jonathan Stein

Do not, and I mean never, ever, pay someone at the scene of an accident. Just don’t do it. Nothing good will come from it. A few situations: A – You pay someone for “minor damage.” You don’t have them…

Categories: Auto Insurance, Claims, Consumer Issues, Law

FAQ: My HMO paid my medical bills. Do I have to pay them back?

January 23, 2007 by Jonathan Stein

Q: I was in an accident. My HMO paid my medical bills. I am now settling with the other party’s insurance. Do I have to pay back my HMO? A: Most likely, they can be reimbursed for money they paid…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ, Law, Personal Injury

FAQ: My insurance says I am at fault. I don’t think I am. What do I do?

January 22, 2007 by Jonathan Stein

Q: My insurance company says I am at fault for an accident. I don’t think I am. What can I do to fight this? A: Your insurance copmany has the right to settle any claims and make the determination of…

Categories: Claims, Insurance and Claims FAQ, Law

FAQ: How do I serve someone?

January 20, 2007 by Jonathan Stein

Q: I sued someone and I don’t have an attorney. How do I serve them? A: Use a process server. Technically, anyone over 18 can serve a lawsuit as long as the person doing the serving is not a party…

Categories: Insurance and Claims FAQ, Law

FAQ: I was hit by a drunk driver. HELP!

January 20, 2007 by Jonathan Stein

I was hit by a drunk drive. He doesn’t have enough insurance. I want to go after him personally, but I have underinsured motorist coverage. HELP! Okay, this is a two parter! 1. Is it typical that the drunk drivers…

Categories: Auto Insurance, Claims, Insurance and Claims FAQ, Law, Personal Injury

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