Thankfully, we do not live in Texas. The Texas Supreme Court recently ruled that when a plaintiff sues a defendant, the plaintiff’s health insurer gets reimbursed before the plaintiff. So, you pay those health insurance premiums in Texas, you use…
Posts Categorized In: Law
DOI Busts Contractors in Tahoe
The California Dept. of Insurance announced a bust of contractors in the South Lake Tahoe area after the Angora fire. People are still trying to figure out what to do, but the unlicensed contractors are flocking to the area. Here…
Hiring an attorney: Why it is SO important
I could give you a million reasons why hiring an attorney is so important. From the respect he or she gets from the insurance company to his or her ability to talk to you so that you understand to the…
FAQ: Do they have to disclose their insurance to me?
Q: I was involved in an accident. Does the other person have to tell me the details of their insurance? A: No. The Insurance Privacy Act protects this information unless the insured specifically authorizes the release of the information. However,…
FAQ: Do I have to give a recorded statement?
Q: I filed a homeowners insurance claim for damage to my house. The adjuster told me they want a recorded statement. Do I have to give them a recorded statement? A: Probably not. Read your policy. You have a duty…
FAQ: Is the employer responsible?
Q: I left my car with a mechanic. One of his employees hit my car when he was driving his personal car. Is the mechanic/employer responsible? A: This hinges on whether the employee was working at the time. Was he…
Immigration Questions?
Don’t ask me. I stick to what I know: personal injury, insurance and debt. But, I have had a few of you email me or call me with immigration questions. I don’t handle immigration work, but I know someone who…
FAQ: I caused an accident and have no insurance. What can I do?
Q: I was in an accident. It was my fault. I don’t have insurance. What can I do? A: You have a few options: A – You pay him the amount of the estimate. B – You ask him to…
FAQ: Who pays for my medical bills?
Q: I was involved in a car crash (formerly called a car accident) and I was injured. I need medical treatment but do not have medical insurance. Who is responsible for paying the bills and providing me treatment? A: The…
New Free Report – Small Claims Court
If you are in California and need information on small claims court, I have released a new report. Well, this one is actually an ebook. It explains small claims court, the process, the costs, who can testify, who cannot testify,…