Since I get so many requests for it, I am going to give you a sample letter that you can send to a debt collector that tells them to leave you alone: VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED ABC Debt…
Posts Categorized In: Current Affairs
California Debt Blog: Get your money back!
Yes, I am going to tell you how to get your money back from the banks or other people who owe you money. It is called the Bureau of Unclaimed Property. Cool, huh? The Bureau has a UCP website that…
Wear your seatbelt, even if elected officials do not
Okay, I am a big fan of seatbelts. They save lives. Want proof? I handled a claim about 8 years ago. 5 kids in a car driving down a road. The driver was speeding. He hit a pothole. Lost control….
California Debt Blog: Debt Collector Complaints on the Rise
Its not just the attorneys out there telling you that debt collectors are problems. Of course, I am going to keep telling it to you until they clean up, which I am guessing will happen shortly after they are either…
California Debt Blog: Is he really a lawyer?
As you may know, it is a violation of the FDCPA and the Rosenthal FDCPA for a debt collector to simulate being an attorney. In other words, a debt collector who is not an attorney cannot call you and say…
Men in your 30s – Drive Safely
I was reading the newest issue of Mens Health today. (By the way, if you are looking for a Fathers Day present for a man in your life, Mens Health is the way to go. If he is 18 or…
Free Book for My Readers
Yep, that’s right. A free book for readers of my blog. The topic: Buying Car Insurance. Now, you all probably have car insurance. And your agent has probably told you what you need to have. But, has your agent told…
California Debt Blog: Credit Reporting: Two digit codes hurt you
Comcast (yes, the cable and internet people) has a great story about your credit report, disputes and the “two digit codes” that the credit bureaus use. When you dispute something on your credit report, here is what happens: When consumers…
California Debt Blog: Victims of Violent Crime
What do you do if you are the victim of a violent crime? Sometimes, you incur expenses that you cannot afford to pay. For example, maybe you incurred medical expenses that you cannot afford to pay. How do you get…
California Debt Blog: Victims of Violent Crime
What do you do if you are the victim of a violent crime? Sometimes, you incur expenses that you cannot afford to pay. For example, maybe you incurred medical expenses that you cannot afford to pay. How do you get…