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Posts Categorized In: Claims

SUV Changes Make Car Drivers Safer

February 4, 2006 by Jonathan Stein

The New York Times is reporting on a study that suggests that design changes to SUVs have made the drivers of cars safer. The auto industry was initially against these changes, but the changes appear to be helping those who…

Categories: Auto Insurance, Claims, Current Affairs

Your Attorney Won’t Respond – What do you do?

January 31, 2006 by Jonathan Stein

A reader asked what to do when the attorney he/she hired for his/her accident refused to respond. The reader feels abandoned by the attorney. What can he/she do? This can be a frustrating situation. Your attorney does not always appear…

Categories: Claims, Hiring an attorney, Law

Rental Cars: What do you get?

January 30, 2006 by Jonathan Stein

When you get in an accident, there will be a few days when your car is not driveable, either due to the damage or to repairs. Sometimes, it will even be longer. When you rent, what are you entitled to?…

Categories: Auto Insurance, Claims, Personal Injury

Treating After an Accident: What Happens When You Miss Treatment

January 30, 2006 by Jonathan Stein

Lets say you get in an accident. At the time, you may not believe you are injured. However, you may then develop pain. What happens if you have a “gap” or break before you begin treating? You may have a…

Categories: Auto Insurance, Claims, Personal Injury

Uninsured and in an accident: More on what to do

January 30, 2006 by Jonathan Stein

What do you do when you are at fault in a car accident, with a susupended license, and you have no insurance? This is a hard situation to find yourself in. Let me give a little advice. The registered owner…

Categories: Auto Insurance, Claims

Fault in California Car Accidents: A Brief Explanation of Comparative Negligence

January 28, 2006 by Jonathan Stein

This has come up a few times this week. Usually, the context is someone receiving a letter from their insurance company putting fault on them for an accident. The insured disagrees and wants to know what to do. Without knowing…

Categories: Auto Insurance, Claims, Law

How much influence does the defense attorney have in settling your case?

January 28, 2006 by Jonathan Stein

When you are involved in an accident, you may have to file a lawsuit. In California, you sue the other person. The insurance company will then assign an attorney to defend the other party. That attorney reports to the insurance…

Categories: Auto Insurance, Claims, Law, Personal Injury

Medical Authorizations: Another reason not to sign them

January 28, 2006 by Jonathan Stein

People ask my why I am against having you sign a medical authorization. The newest question centers on people who do not have a history of pre-existing conditions. You have a right to privacy. You may waive that right when…

Categories: Auto Insurance, Claims, Homeowners Insurance, Law

Allstate Prevails in Texas on Hurricane Claims

January 26, 2006 by Jonathan Stein

A judge in Texas has ruled that Allstate does not have to pay for additional living expenses for people who had to move from their homes due to power outages. According to the Houston Chronicle, Allstate only has to pay…

Categories: Claims, Current Affairs, Homeowners Insurance

Farmers Fined for Not Following Fair Claims Practices Act

January 26, 2006 by Jonathan Stein

Here is a story that warms my heart. I am not a big fan of fines, but an $11,000,000 fine is a good thing. Farmers Insurance was fined for not following the California Fair Claims Practices Act. WHOOPIE! Seriously. This…

Categories: Auto Insurance, Claims, Homeowners Insurance, Insurance Operations

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