Sen. Trent Lott’s attorney is claiming that State Farm has destroyed or moved reports that showed that homeowners whose homes were damaged by Hurricane Katrina actually had covered losses. I wrote about this before at which time I commented that…
Posts Categorized In: Claims
A Lesson About Insurance Companies
Insurance companies get people to complain about their premiums. Admit it, most of you have probably complained at one point or another about your premium. I know I have. Now, regular readers of my blog know that insurance companies had…
New DC Law Protects Claimants
First, what is a claimant? A claimant is someone making a claim against another person’s insurance company. So, if Bill Smith injures Mike Jones, than Mike is the claimant. Second, what does this new law do? Well, here is the…
TWO FREE REPOTS AVAILABLE
I now have two free reports. The first report is “10 Things to Consider in Hiring an Attorney.” This report discusses what to look for in hiring an attorney, questions to ask, and making sure you hire the right attorney…
Don’t Let Your Attorney Do This
An attorney in Louisiana sued his client for his fee after his client rejected a settlement offer and the case resolved for no money. The Louisiana Supreme Court rejected his argument and he was awarded nothing. The Court said: “With…
After an accident, who pays my medical bills?
I was involved an an automobile accident. I was injured and have medical bills. Who is responsible for paying the bills, my health insurance or the other party’s automobile insurance? Your medical insurance has to pay. They don’t have a…
Can they raise my rates?
One of the most popular questions I get: Can they raise my auto insurance rates for filing a claim? The answer: Only if you are at fault. The text of the law: The insurer also has the responsibility to determine…
More on Adult Kids Driving Cars
My adult son owns his own car, but lives with me. He was involved in an accident. Will they come after me? You should not face any liability if your son owns the car and was the driver. If your…
Property Damage and the $5,000 check
Someone smashed into my parked car. His insurance company sent me a check for $5,000. I say the car’s worth more. Should I accept the check and sue for the other $2,000 or do I refuse the check and sue…
Getting more than one estimate
I damaged someone’s car and they got an estimate that is high. Can I make them get another estimate? No. You are obligated to pay the reasonable cost of repairs. If someone gets an estimate from a reputable body shop,…