After an accident, you may not have the other person’s name. Sometimes the other insurance company will contact you and give you the name of their “insured” but this may not be the name of the driver of the car….
Posts Categorized In: Auto Insurance
Are you covered driving your friend’s car?
As you know from reading my blog, insurance follows the vehicle, generally. But, this is just a general rule. But a reader wants to know, if you drive your friend’s car, are you covered? The policyholder, or named insured, can…
Prop 103 – For and against
Here is an interesting post by Martin Grace, Risk Prof. Professor Grace is from Georgia and he apparently does not like our Prop 103. Of course, he also seems to like insurance companies, so that would make two things that…
Your auto insurance and the
More on Affordable Car Insurance
I have written before about the Department of Insurance’s plan to offer affordable auto insurance. California law has expanded a pilot program from LA and San Francisco to 9 other counties. Now, Mr. Garamendi wants to expand the program more…
An Umbrella Policy: Do you need it?
A personal umbrella policy will cover you if you injure someone or damage someone’s property. It is relatively inexpensive ($300 or so for $1,000,000 in coverage). The catch to getting one is that your home and auto insurance usually have…
Storage Costs: Who Pays?
After an accident, your car may end up in a storage yard or at a tow facility. The question then becomes who pays for these costs, including tow costs. If you have collision coverage, your insurance company should be paying…
SUV Changes Make Car Drivers Safer
The New York Times is reporting on a study that suggests that design changes to SUVs have made the drivers of cars safer. The auto industry was initially against these changes, but the changes appear to be helping those who…
Rental Cars: What do you get?
When you get in an accident, there will be a few days when your car is not driveable, either due to the damage or to repairs. Sometimes, it will even be longer. When you rent, what are you entitled to?…
Treating After an Accident: What Happens When You Miss Treatment
Lets say you get in an accident. At the time, you may not believe you are injured. However, you may then develop pain. What happens if you have a “gap” or break before you begin treating? You may have a…