The Consumer Federation of America is alleging that GEICO uses occupation and income in setting rates. This, according to CFA, results in low income or blue collar workers paying more for insurance than people with education or graduate students. (This…
Posts Categorized In: Auto Insurance
How do the insurance companies resolve disputes?
If you are an in accident with property damage only, how do the insurance companies determine who is at fault if you both blame the other person? Each insurance company will pay for the damage to its insured’s car, assuming…
New Podcast Released – Automobile Property Damage
Today, a new podcast goes live: automobile property damage explained. This podcast provides the basics of how to get your car fixed, where to get your car fixed and how to obtain a rental vehicle. I do not discuss total…
Why we need auto insurance
Okay, this serves no other purpose than me finding it really funny. I am sure the people involved did not find it funny. Oh, and kids do not try this at home. Here is a video of some kids trying…
British Motorist Fined
A woman in Britain was cited 200 pounds for driving with no hands so she could put on makeup. The camera that caught her was set up to catch speeders. (Thanks to Doug Brauner, the Car Czar, for talking about…
New Jersey Trial Lawyers Assocation wants to Limit Solicitation
The New Jersey Trial Lawyers want to limit the solicitation of accident victims. Here is a blurb, courtesy of Consumer Attorneys of California: The Association of Trial Lawyers of America-New Jersey is asking the state Supreme Court to ban attorneys…
Not Enough Insurance? What happens?
If you are in a car accident and you do not have enough insurance, what is going to happen to you? First, no one can sue you in criminal court except for the District Attorney and they would only care…
Sacramento Bee: New Insurance Regulations Fair
It is not often that I agree with the Sacramento Bee. Heck, I have been known to take some shots at them and Dan Walter, one of their columnists. But, I do read the newspaper on a daily basis and…
Top 10 Cities for Insurance Scams
Here is a story from the Insurance Journal regarding insurance fraud. The NICB released its list of the top 10 cities with the most staged accident activity. And without further delay, here is the list: 1. Miami 2. Los Angeles…
Examination Under Oath: UH OH
I have received a few calls lately about the dreaded examination under oath. Basically, this is your insurance company’s chance to ask you anything about any topic that might be remotely related to your first party claim (your claim against…