When you get in an accident, there will be a few days when your car is not driveable, either due to the damage or to repairs. Sometimes, it will even be longer. When you rent, what are you entitled to?…
Blog
Treating After an Accident: What Happens When You Miss Treatment
Lets say you get in an accident. At the time, you may not believe you are injured. However, you may then develop pain. What happens if you have a “gap” or break before you begin treating? You may have a…
Uninsured and in an accident: More on what to do
What do you do when you are at fault in a car accident, with a susupended license, and you have no insurance? This is a hard situation to find yourself in. Let me give a little advice. The registered owner…
The BEST Insurance Company
Someone asked me who the best insurance company is. My answer is quite simple: I don’t know. Yes, I admit it. I don’t know. Why? Because the best insurance company depends on a variety of factors. Here are things you…
Fault in California Car Accidents: A Brief Explanation of Comparative Negligence
This has come up a few times this week. Usually, the context is someone receiving a letter from their insurance company putting fault on them for an accident. The insured disagrees and wants to know what to do. Without knowing…
How much influence does the defense attorney have in settling your case?
When you are involved in an accident, you may have to file a lawsuit. In California, you sue the other person. The insurance company will then assign an attorney to defend the other party. That attorney reports to the insurance…
Initiative Fight Over – For Now
George Joseph and Harvey Rosenfield have both put their ballot measures down for this year. According to the LA Times, Mr. Joseph dropped his initiative when he could not get support from the insurance industry. Mr. Rosenfield dropped his in…
Medical Authorizations: Another reason not to sign them
People ask my why I am against having you sign a medical authorization. The newest question centers on people who do not have a history of pre-existing conditions. You have a right to privacy. You may waive that right when…
Allstate Prevails in Texas on Hurricane Claims
A judge in Texas has ruled that Allstate does not have to pay for additional living expenses for people who had to move from their homes due to power outages. According to the Houston Chronicle, Allstate only has to pay…
Farmers Fined for Not Following Fair Claims Practices Act
Here is a story that warms my heart. I am not a big fan of fines, but an $11,000,000 fine is a good thing. Farmers Insurance was fined for not following the California Fair Claims Practices Act. WHOOPIE! Seriously. This…