I wish it was the California Insurance Commissioner, but alas, it is in Michigan. The Michigan Supreme Court recently ruled that an insurance company can shorten a statute of limitations to file a claim by writing a shorter time limit…
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More on Excessive Profits
I wrote over the weekend about Allstate’s excessive profits in Texas and the refund ordered by the Texas Department of Insurance. Not to be outdone, California’s Department of Insurance has announced they are starting an investigation into insurance companies excessive…
Allstate Ordered to Pay Refund in Texas
Allstate has been ordered to refund $60 million (or about 37 dogs in Oregon, if you read my last post!) and reduce rates by .2 percent in Texas. The Texas Department of Insurance found that Allstate’s rates were excessive -…
How Much is The Doggie in The Window?
An Oregon family thinks their dog is worth $1.6 MILLION! Their dog was run over by a neighbor and they are suing to recover emotional distress, in addition to economic loss. Now, before I start this, I should admit my…
Copy of your policy
When you buy insurance, your agent gives you a copy of your policy. And then the insurance company starts adding endorsements. Some endorsements help you, some take away coverage and some are completely meaningless. However, which are which? There is…
Don’t Talk to The Insurance Company
Has anyone ever wondered why the insurance company is always so fast to call you after an accident? The main reason: it gives them a chance to talk to you before you have figured out what you want to do….
Med Pay Choices
You have choices when it comes to med pay. Of course, if you don’t ask about them, no one will tell you about them. Some of the basic choices are whether the med pay coverage is primary or excess. Primary…
Sorry
Sorry for the delay in posting. I have been working on a few projects. Some of them are designed for other attorneys and some are designed for you, the general public. I don’t want to give away too many secrets…
FAQ: Insurance Company Blames Me – Part 2
I previously posted about what to do if you have a claim and your insurance company finds you at fault. And someone pointed out a fault in my post. So, with that, I modify my post. In the previous post,…
State Farm Sued Over Katrina Losses – Again
State Farm has been sued AGAIN over losses from Katrina. This time, the allegation is that they used a doc in a box, or in this case, an engineer in a box. The allegation is that the company started with…