Simple answer: Yes. Sure, you can. But why would you? I could stitch up my own cut, but I don’t. Why? Primarily because it is worthwhile to have an expert do it. This is no different. You can do this…
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FAQ: Can’t I talk to the insurance company?
NO NO NO NO NO! But they only want to ask me about fixing my car. Now can I talk to them? NO NO NO NO NO! But, but they say they NEED to talk to me. Now? NO NO…
FAQ: Can my deductible be waived?
Yes, your deductible can be waived. The better question, however, is WILL it be waived. Yes, there is a difference. An insurance adjuster has the ability to waive a deductible under a few circumstances. Well, they always have the ability…
FAQ: What is full coverage?
I have written about this before, but it came up again, so I thought I would review it with you. What is full coverage on an auto policy? Beats me. Yep, I do not know the answer. Neither do you…
Insurers Still Not Paying Hurricane Damage
Oh here we go again……insurance companies still do not want to pay for hurricane damage. I guess I shouldn’t be surprised, but I am. And while I have written about this before, a lot, there is a quote in here…
Allstate Settles Class Action Lawsuit
It may seem like I am Allstate bashing lately, and to a certain extent I am, but only because they manage to make the news so often. (And when they make it, it is usually a doozy!) The latest: Allstate…
Bad News for No-Fault Insureds
For a variety of reasons, I am not a big fan of no-fault insurance. It is bad, bad, bad. And now, if it is possible, it just got worse! Here is an excerpt of an article: “Insurers that win a…
Allstate pulling out of Earthquake Market Nationwide
This really should not come as a surprise to anyone. Back on March 27, I wrote about Allstate pulling out of the earthquake market in Ohio. (You remember the quote from their spokeswoman, right? If not, here it is: “The…
How Much Is the Doggie in the Window? $56,400
Remember the Oregon family that sued for $1,000,00o for their dog that died? Turns out the dog was really worth $56,400. This includes $50,000 in punitive damages, $6,000 for emotional distress and $400 for the doggie. This is probably a…
New Coverages from Lexington: Are they worth it?
My friends over at United Policyholders passed this article on to me. Lexington Insurance, a division of AIG, is going to be offering some additional coverages for its policyholders, including mechanical breakdown for heating and air conditioning systems and identity…