I have been asked lately about how a settlement breaks down. A lot of people seem to think that there is about 1/3 of the settlement that they never see. Let me see if I can help. When you settle…
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California Debt Blog: The Softer Side of Debt Collectors?
I remember a few years ago when Sears had the slogan “The Softer Side of Sears.” Very cute. Well, apparently, the debt collection industry wants to show its softer side. According to Walletpop, a website I admit to not having…
Telemarketers and Collisions: YUCK!
Well, I was going to use a stronger word, but decided against it since this is a family blog. WOAI in San Antonio has a story on its website about telemarketers who call people who have been in collisions and…
California Debt Blog: Zombie Debt III: Still There!
I have written about zombie debt a few times. This is a fascinating topic to me. Imagine – people with no proof you owe anything still demanding you pay them. And these people are serious about it. And if you…
California Debt Blog: Debt Collector Using Illegal Tactics
News10 in Sacramento reported on a debt collector, Jeff McCoon, who is alleged to have used illegal liens to get people to pay on debts. Apparently, Mr. McCoon is facing 132 felony charges in Orange County this summer. His illegal…
New Drivers Education Bill in California Senate
The Sacramento Bee reported on a new bill from Sen. Tom Torlakson of Antioch. (The bill is here.)Sen. Torlakson has decided, correctly, that we are not doing enough to teach teens how to drive. So, he has proposed a bill…
Driving Don’ts
While driving around over the last few days, I have seen some really bad driving. And by bad, I mean really, really bad driving that should have people’s licenses taken away. So, with that in mind, I am going to…
California Debt Blog: More Information on Zombie Debts
I wrote before about zombie debts. Now Clark Howard posts this on his useful website: “SCAM ALERT: Zombie debt is a lucrative and illegal part of the debt-collection world that Clark wants to warn you about. Scavenger collectors buy up…
Health Insurance Reimbursement
There is always a question of whether you need to reimburse your health insurer after a collision. The basic scenario: you are struck by another driver. You go to the doctor. Your health insurer pays for your treatment. They then…
Keep Looking on the Bright Side of Death
I wrote previously and posted a few funny cartoons. One was a Blue Cross video on YouTube. Some poor guy was sick and Blue Cross called it a pre-existing condition and denied coverage. Here is the video, if you want…