Bad news for state workers in California: furloughs. The Governor has announced that all state offices will be closed on the first and third Friday of the month starting February 6 and running through June, 2010. This is an effort…
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Read the policy
I know I have said this before, but I have had a rash of phone calls lately from people with some obscure coverage questions. The questions have ranged from “Am I covered if I drive another car?” to “Am I…
California Debt Blog: Adding a writen statement to your credit report
Melody Warnick wrote a couple of great articles at Creditcards.com on adding a written statement to your credit card statement. The first article is on how to add a written statement to your credit report. What is a statement? “A…
California Debt Blog: Hear me on the radio
I have been contacted by a radio host to be on his show – live – tomorrow! I am going to be on Bruce Mathis’ Real Estate show on 1380AM, KTKZ. The topic is going to be real estate, mortgages,…
California Debt Blog: FAQ: I am a renter and my landlord has been foreclosed on.
Q: I am a renter and I think my landlord has been foreclosed on. Help! A:How can I find out if my landlord still owns the condo or it is foreclosed on? Go down to your county recorder. Give them…
California Debt Blog: Be Wary of Attorney Based on Services
Remember on the 12th I wrote about being cautious with mortgage rescue companies? Well, you also need to be careful with attorney-based services or services with attorneys on staff. Diane Karpman, an ethics attorney who writes for the California Bar…
Your Insurer Must Take a Claim
In the last two days, I have come across the same story twice: I have been involved in a car collision that was not my fault and my auto insurance told me I had to file a claim with the…
California Debt Blog: Hiring a mortgage rescue solicitor
Jim Wasserman at the Sacramento Bee has a great article today about hiring a mortgage rescue solicitor. The gist: be careful. Jim points out that most mortgage rescue solicitors cannot be paid in advance. Jim explains that the DRE has…
California Debt Blog: Are you not getting paid?
I have had a rash of calls lately about people working who are not getting paid. It is a sad state of affairs, but in today’s economy, it is not uncommon. So, what do you do? The easiest thing to…
California Debt Blog: Mortgage Modifications: Why the system is still struggling
Since so many people have asked, here is why, in my opinion, the system is struggling with mortgage modifications and an explanation of how we got here inthe first place. What is so hard? Lenders, looking for new sources of…