In what I think is a great announcement for California homeowners, Foremost Insurance announced that they will be writing dwelling policies in California. I dont have the specifics, but this cannot be a bad thing. More competition is good. Foremost…
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Uninsured motorist coverage: What is it?
People look at their insurance policy (and after reading my other posts) have some idea about what their insurance policy covers. Comprehensive pays for damage to your car caused by something other than a collision. Collision pays for damage to…
MedMal Insurance Crisis?
With all due respect to Professor Martin Grace at Georgia State University, I have to disagree with his post of today entitled “This is How it is Done.” Prof. Grace seems like a good guy. I looked at his bio…
California DMV and an accident
SR 19c whA lot of my clients come to me and give me a whole stack of forms that they received from their insurance company. 95% of these forms are garbage. You should not complete them, nor should you complete…
Tips for filing a homeowners insurance claims
What do you do when you have to make a claim against your homeowners insurance? Here are some quick tips: Notify your agent promptly (If you do not have an agent, call the 800 number for your insurance company). Take…
CPCU
This post is a little different. Its unusual, and it will be unusual in this blog, for me to openly support any organization, group of individuals, or other people. My basic reason for this is that I think the blog…
The Infamous McDonald’s Case
It happened to me again today. I was talking to someone and I told them I am a trial lawyer. They wanted to talk about the McDonald’s coffee case. I was not an attorney when that case came down. Not…
Types of Insurance Companies
Some people ask what the difference is between insurance companies. Why do some people get rebates or refunds at the end of the year and others do not? Its a bit complicated, but let me see if I can break…
Identity Theft Insurance
I was watching television tonight and saw an Allstate ad talking about identity theft insurance. Identity theft is a problem. No question about it. But insurance for identity theft? The basic premise is that the insurance company will provide you…
Insurance Companies and Payments
Dave Stratton, an insurance defense attorney, runs a blog where he discusses interesting things from a defense attorney’s perspective. Mr. Stratton has some interesting ideas. He also has some that, while interesting, show what I consider to be a lack…