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California Debt Blog: FAQ: How do I get a copy of my credit report?

January 10, 2007 by Jonathan Stein

Q: I heard I can get a free copy of my credit report. How do I do this?

A: There are three ways you can get your credit report for free. You should thank our government for this. In 2003, they passed the Fair and Accurate Credit Transactions Act. (Say that three times fast.) You can get your free credit report by:

  • Visiting this site;
  • Calling 877-322-8228;
  • Complete this form.

You should review your credit report at least once a year. And since it is free, there is no reason not to review this at least once a year!

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