Q: My car was a total loss. I decided to keep it. The insurance company paid me less the salvage value. Now my registration fees have gone up. Can I get these added costs?
A: Why did you keep the car in the first place? Okay, so that doesn’t really answer the question, but it is an important consideration. There are very few circumstances where it makes sense to keep your car once the insurance company calls it a total loss. These circumstances are so few that I can count them on about one finger: if you cannot afford any car at all, you may want to keep your car. Otherwise, let them take it.
Now, can you get the added registration costs? No. Once you are paid the value of the car less the salvage value, that is all you can recover. The insurance company does not have to pay you for the added costs of registering your salvaged car. Of course, you can negotiate this before you agree to settle the property damage.