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Teenagers and Accidents

December 14, 2005 by Jonathan Stein

People always ask me why it is so expensive to insure teenagers. I tell them that teenagers, especially boys, are more likely to drive fast, show off, and not pay attention. This leads to more accidents. And now the statistics prove it. (Thanks to John Day, a Tennessee attorney, for providing the link to the statistics.)

  • Teenagers represent 10 percent of the total population, but are 13% of all motor vehicle deaths.
  • Motor vehicle collisions are the #1 killer of teenagers.
  • Three times as many teenagers die in motor vehicle collisions than in murders.
  • Over 40% of all deaths of 16 to 19 year old teenagers are from motor vehicle collisions.
  • Over half of all teenager deaths in motor vehicle collisions are the driver, from age 16 on.
  • From 18 to 29, over half of all deaths of drivers were when drivers did not wear seatbelts.

The statistics go on and on. I, fortunately, will not. It is an interesting read, and one I think all teenagers should read.

Categories: Auto Insurance, Claims, Law

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