People call me often and ask about filing for bankruptcy. My basic answer is the same: I don’t know. I am not a bankruptcy attorney. I don’t handle bankruptcy cases nor will I. I will refer these people to an…
Posts Categorized In: FDCPA
California Debt Blog: New Blog and the 4 Basics of an FDCPA Claim
I just came across a new blog. Well, I don’t know if it is new. But, as NBC used to say about its re-runs “If you haven’t seen it, it is new to you.” So, I am calling it new….
California Debt Blog: It is so bad even the IRS may owe money
WOW! Debt collection practices are so bad that the IRS may owe people an apology – and $1,000. The Washington Post is reporting that the Taxpayer Advocate thinks the IRS should get rid of private debt collection. According to the…
California Debt Blog: They file how many lawsuits?
Amazing story over at Caveat Emptor. Unifund gave him documents showing that they file 14,172 collection lawsuits from January 1, 2004 through July 31, 2006. According to Caveat Emptor, that is 450 lawsuits per month. Of that, almost 9,000 resulted…
California Debt Blog: New Report – Payday loans
If you recently read the story in the Sacramento Bee about my lawsuit against Cashcall or read about it on the blog, you know that there are some concerns with the collection practices, as well as the interest rates on…
California Debt Blog: Sacramento Bee Writes About Cash Call Lawsuit
The Sacramento Bee wrote about my lawsuit against Cash Call on November 12, 2007. I will reprint part of it here: Matter of interest: It’s legal for a state-licensed finance agency to make a loan with a 59.9 percent interest…
California Debt Blog: Collecting on old debts
I wrote previously about debt collectors attempting to collect on debts past the statute of limitations. Apparently, I am not the only one writing about this. Gary Nitzkin over at the Michigan Collection Law Blog recently wrote about this topic…
California Debt Blog: Collecting on a debt past the statute of limitations
I have talked about this before. The statute of limitations provides a certain time for a debt collector to collect on a debt. In California, it is generally four years on a debt. So, at four years and 5 days,…
California Debt Blog: $47 debt leads to federal case
Yes, a $47 debt has become a federal case. Sad, but true. NCO allegedly called the plaintiff’s underage neighbor, called the plaintiff’s boss and generally harassed him. I find this particularly amusing since I just had a debt collection company…
California Debt Blog: The Statute of Limitations
I have written before about the statute of limitations. It is generally four years on a written contract. Simple enough, right? Well, maybe. It is four years from the date of the last payment or the date the last payment…