The NY Times has a fascinating story about a debt collection firm in MN that calls the relatives of deceased people asking for money on old debts. This is horrible. It is an outrage. There is no good reason for…
Posts Categorized In: FDCPA
California Debt Blog: California Court Approves Class-Action Lawsuit Against Debt Collector Accused of Abusive Tactics
Here is a press release I received from Public Citizen. I am forwarding it to you in case you were a victim of ACCS. WASHINGTON, D.C. – A California court has ruled that almost a million consumers who were victims…
California Debt Blog: New trend: Trying to collect on non-recourse loans
I have come across a new trend and I need to alert you to it. Debt collectors are trying to collect on non-recourse loans. Let me explain. When you take out a mortgage, any mortgage you use to purchase the…
California Debt Blog: Zombie Debt – Good explanation
HowStuffWorks is an interesting website that explains, ready for this, how stuff works! Its an interesting website and you should look at it. Today, I write to you about their article on “How Zombie Debt Works.” I understand that they…
California Debt Blog: Debt Validation: Why it matters
Whenever you are contacted by a debt collector, the initial letter will state that you have the right to request validation of the debt within 30 days. Why do you care? Debt validation requests serve several purposes. First, by making…
California Debt Blog: FTC Releases New FDCPA Report
The Federal Trade Commission just released its annual report on the Fair Debt Collection Practices Act. This report has some interesting tidbits: Debt collection complaints are the #1 type of complaint the FTC receives; Total number of complaints in 2007…
California Debt Blog: The Softer Side of Debt Collectors?
I remember a few years ago when Sears had the slogan “The Softer Side of Sears.” Very cute. Well, apparently, the debt collection industry wants to show its softer side. According to Walletpop, a website I admit to not having…
California Debt Blog: Zombie Debt III: Still There!
I have written about zombie debt a few times. This is a fascinating topic to me. Imagine – people with no proof you owe anything still demanding you pay them. And these people are serious about it. And if you…
California Debt Blog: Zombie Debt II: The Return
No, it is not the latest movie that is going to be written because all of the good movie writers are on strike. Rather, there is a great, new article on zombie debt from Richard Dalton at Newsday. Dalton writes…
California Debt Blog: DA Debt Collector Can Be Sued
In an interesting case out of California, the Federal 9th Circuit ruled that a debt collection company that collects debts on behalf of several counties can be sued. (Thanks to the San Jose Mercury News for this story.) The debt…