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California Debt Blog: Your Credit Score is Changing

January 4, 2008 by Jonathan Stein

Fair Isaac Corp., the people who bring you your FICO score, are now rolling out FICO 08. The new system will result in changed scores for many people. Some might go up, and some will go down.

According to Yahoo, “Fair Isaac predicts its new system will help lenders reduce default rates on their consumer credit by between 5% and 15%.” That is a good thing. Lenders needs to watch who they give money to. Heck, for that matter, consumers need to watch who they borrow money from and how much money they borrow. This new system should help both.

And remember, you get a free credit report every year here.

Categories: Credit, Current Affairs, News

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