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California Debt Blog: Foreclosures on the rise in California

January 24, 2008 by Jonathan Stein

Dale Kasler at the Sacramento Bee has written an interesting article on the state of real estate. The headline, “Foreclosures soar to state record,” tells the entire story. Foreclosures statewide in California are up 565%. In the Sacramento region, foreclosures are up 496%.

What is a homeowner to do? If you are having problems making your payment, talk to your lender immediately. If the problem is due to being overextended with other debt, you should seek legal advice. You may qualify for bankruptcy or you may be able to negotiate with your creditors. Time is of the essence and creditors are much more likely to talk to you if you are proactive instead of reactive.

If you are having problems paying your bills, call my office at 916 247 6868 or send me an email for a free consultation. I have set up a special email address for you.

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