This is nothing more than an interesting article. The Amherst Times has a story about the increasing cost to get replacement keys when they lose their car keys. I have not had any experience with this, but if you have, please let me know.
I think that your comprehensive insurance policy may cover this. I haven’t looked into it, but if some of these costs are accurate, and you have a $250 or even a $500 deductible, it may be something you should look into making a claim for.