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Health Insurance for Jockeys

November 14, 2005 by Jonathan Stein

This is somewhat related to my blog. I came across an article today about jockeys and their health insurance. Its an interesting read, but maybe just to us insurance geeks.

Basically, the jockeys guild (the union for guys who ride racehorses) has about $700,000 in unpaid premium. The problem is that they have a self insured plan. So, the premium is used to pay expenses. If they have that much money owed, they may be nearing insolvency.

Apparently, guild management let another policy that provided $1,000,000 in coverage for on-track accidents lapse. But, they forgot to tell their members. OOPS!

If you want to understand self funded health insurance plans, this is a good article. If you like horse racing, this is a good read.

Categories: Life and Health Insurance

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